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Business Credit Cards

Choosing the right credit card for your business is easy.

NBT Financial has partnered with TIB - The Independent Banker’s Bank to offer business credit cards. Choose the card that’s right for your business- the Standard Card with no annual fee or the Business Preferred Points Rewards Card.¹
 

Business Standard Card with No Annual Fee

Features
  • No annual fee.
  • Competitive ongoing APR.²
  • 25-day interest-free grace period on all purchases. No grace period on cash advances.
  • Individual summary billing options.
Benefits
  • 24-hour toll-free live customer assistance available at 800-367-7576.
  • Online account information available 24/7 at  www.cardaccount.net.
  • Car rental insurance coverage and a host of extraordinary Mastercard® benefits.
Fees
  • Other fees may be charged, these fees are listed on the downloadable application.
 

Business Preferred Points Rewards Card

Features
  • Earn points that you can redeem for rewards. Earn one point for each dollar spent, up to 10,000 points per month.
  • Low annual fee of $49.00 per account.
  • Competitive ongoing APR.²
  • 25-day interest-free grace period on all purchases. No grace period on cash advances.
  • Individual billing option only.
Benefits
  • Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise including cameras, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards and more.
  • To view or redeem rewards points, visit www.mypreferredpoints.com or call 866-678-5191.
  • 24-hour toll-free live customer assistance available at 800-367-7576.
  • Car rental insurance coverage and a host of extraordinary Mastercard® benefits.
  • Online account information available 24/7 at  www.cardaccount.net.
Fees
  • Other fees may be charged, these fees are listed on the downloadable application.

To Apply Now

  • Download the PDF of the application. 
  • Type the information and then print the application (you cannot save the document, so print an extra copy for yourself), or print it and then complete it using a blue or black pen. Paper
    applications are also available at our local branch office.
Fax your completed application to the Card Service Center at 877-809-9162

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Or mail your completed application to:
Card Service Center
PO Box 569120
Dallas, TX 75356-9120

¹ Subject to credit approval. Certain restrictions and fees may apply and are detailed in application. The creditor and issuer of these cards is TIB -The Independent Banker’s Bank, pursuant to separate licenses from Visa U.S.A. Inc., or MasterCard® International Incorporated. MasterCard® is a registered trademark, and the circles design is trademark of MasterCard® International Incorporated.
² Please see application for information about current APRs and fees.
business credit card perks
Mastercard® Business Card benefits include:
           • Car Rental Insurance
           • ID Theft Protection
           • Global Service
           • Mobile Receipt Management
           • Easy Savings
Certain restrictions apply to each benefit detailed in the applicable benefits brochure received with new credit card.