Couple shopping for a mortgage online.

Purchase or Renovate

From traditional mortgages to home equity and construction loans, we have the lending programs to make your dreams come true!

What sets us apart from a typical mortgage company?

There's nothing like home. At The National Bank of Texas, we know home matters. Our home lenders are local and dedicated to helping individuals and families with home loans that are a perfect fit. From application to closing, NBT makes the experience of buying or refinancing a home all about you, and achieving your dreams.

At The National Bank of Texas, we don't build houses, we don't sell them, we don't deliver furniture or sell appliances. But we do get people home.

Find the right Lending Solution. We are proud to offer the following loans.

"Loan rates may vary and all loans are subject to credit approval"
Purchase Loans – Let us help you purchase your dream home! We offer several rate and term options for our home purchase loans.  
Refinances – If you are looking to refinance with a local bank, we would love to assist you! We have multiple loan options and terms that will help you achieve your goals-whether lowering your payment or reducing the term. 
Call us at 817-752-2367 to discuss your options.

We are pleased to provide home loans for borrowers without Social Security numbers but that have been issued an Individual Tax Identification Number(ITIN) instead. Our ITIN loans are designed to allow more people within our communities to achieve their dreams of owning a home, constructing a home, improving their home or borrowing against their home to provide funds for other wants or needs. Please give us a call to find out more details about these loans. NBT Mortgage Department 817-752-2367

Home Improvement Loans – Does your home need some TLC? Maybe you would like to upgrade a room or give your home some curb appeal? Call us at 817-752-2367 for more information!
Home Equity Loans – A cash out home equity loan is a great way to consolidate debt, make a necessary large purchase, or to take that once in a lifetime vacation! The possibilities are unlimited. Loan to value restrictions apply, please call 817-752-2367 for more information.
Construction or Construction to Perm Loans – Building your home is one of the most exciting opportunities you can experience. We offer an interim construction loan that will convert to your permanent financing. Or if you already have a mortgage company to take out your construction only loan at completion we can accommodate these loans too! We want to be a part of this adventure. Please give us a call at 817-752-2367 to begin the journey!
Barndominium Loans– Some homes have different designs and different functionality. One of the newer trends is a barndominium home which is a metal home with or without an additional use and is very popular in our rural areas. We can help you purchase, refinance or build this latest innovation in homes. Call us at 817-752-2367 for details!
Modular, Manufactured or Mobile Home Loans (with land): Modular, Manufactured and Mobile homes offer an economical way to own a new home.  The mobile or manufactured home must be part of the real property in order to finance this type of transaction.  Please call us at 817-752-2367 for a mortgage professional that can guide you through this process.  
Jumbo Home Loans – Home Loans over $510,400 are considered jumbo home loans. These loans will stay with us and we will service them locally. Call us at 817-752-2367 for details on these home loans!
Residential Land Loans – We are not afraid of dirt! If you wish to purchase a lot or land with the intent to build at a later time we can help! Call us at 817-752-2367 for more information.
Realtor showing a couple a kitchen of a new house.
Mortgage toolkit icon.

Home Loan Toolkit

Buying a home is exciting and, let's face it, complicated. This booklet is a toolkit that can help you make better choices along your path to owning a home. 
Home improvement icon.

Home Improvement Loans

Comfortability and stability at a fixed rate. Loans can be issued for anything as simple as a roof repair, an update to an energy-efficient furnace, or a new addition.
Mortgage calculator icon.

Know Your Numbers

Think about what an affordable home loan looks like for you. Calculate the home payment you can take on by using our mortgage calculators. Financial Calculators  
Hand holding keys to new house.

Connect With a Mortgage Loan Originator Today

It can be one of the most exciting and complex transactions of your life. At The National Bank of Texas, we are dedicated to explaining each step of the mortgage process in detail to every single one of our borrowers.

Find a Mortgage Lender Near You

Contact Our Mortgage Department

More Insight from NBT