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Christmas Holiday Hours

We will be closing at 1:00pm on Thursday, December 24th.
We will be closed Friday, December 25th and Saturday, December 26th. 
Normal Hours will resume on Monday, December 28th.

 

Treasury Management Products

With our Treasury Management products, we can help your business maximize cash flow and simplify your workday.


Treasury Management Products

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Making things happen

Large expenses? A personal loan or line of credit with NBT can help.


Personal Loans

"EXCEED EXPECTATIONS"

Locally Owned.  Independent.  Community Bank.

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Consumer Education

It's critical for clients of all ages to learn how to better handle their finances.

Get Educated

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Online & Mobile Banking

From P2P Payments to Mobile Apps, manage your account your way.

Get Mobile

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Financial Calculators

Explore our suite of calculators to get a better view of your financial picture.

Calculators

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Find a Branch

Our Branch & ATM Locator makes it easy!

Find Us

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Lost or Stolen Card

Call us immediately to make sure your accounts and information stay safe.

Lost Card or 888-297-3416

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Current Rates

We're always happy to help find the right rate to make money.

Current Rates

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Person to Person Payments

P2P payments now available to mobile banking. With P2P you can securely send money to anyone with only a name and email on your mobile app. 
Get the NBT Mobile App.
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Residential Land Only Lending

We are not afraid of dirt! If you wish to purchase a lot or land with the intent to build at a later time we can help. 
 
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ACH Origination

Providing your business the opportunity to effectively manage your payables and receivables process by creating electronic payments and deposits. 
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Positive Pay

With losses from check fraud reaching well into the billions, fraud control is a major concern for all businesses. Positive Pay services can help protect your business from losses due to check fraud.
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Remote Deposit Capture/mRDC

Using your iPhone, iPad, Android device or Bank provided scanner you can safely and securely deposit checks into your NBT business accounts as soon as you receive checks.
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Enroll Today for Online Banking!

Enroll in Online Banking

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