History & Vision

NBT Financial has been proudly serving North Texas communities for over 50 years, staying true to our roots as a locally owned and operated bank. Founded in 1973 on Fort Worth’s Northside, we’ve grown alongside our customers with locations in Northside Fort Worth, Hurst, Burleson, Azle, Willow Park, and a Loan Production Office in Grapevine. The bank is also currently building a full-service branch in Grapevine (coming 2026) and one on Camp Bowie (coming 2026) in Fort Worth's Westside.

Led by Chairman Steve Eargle, our experienced local bankers understand the people and businesses we serve because we live and work here too. Formerly The National Bank of Texas, we rebranded in 2022 to NBT Financial Bank — a new name reflecting our future, with the same ownership, leadership, and commitment to personalized service. We believe in building relationships and exceeding expectations. That’s what it means to Bank Local.

Community

NBT Financial has made a commitment to not only provide quality banking products and services to the communities we serve, but to also assist these communities in becoming the best places to live and work.

Our management and staff involvement with local school districts, chamber of commerce, service organizations, and non-profit organizations help to enhance the quality of life in the communities in which we serve.