Small business person smiling.


Maximize cash flow and simplify your workday.

At NBT Financial we offer a wide range of tools to help streamline your business finances. You can depend on us to provide the personalized service that you deserve from a community bank. 

We will assist you in matching your business needs with the best products and services to help your business obtain its goals. A NBT Treasury Management Representative will meet with you personally to discuss all possibilities and review the process of setting up Treasury Management and training your staff.

Ready to get started? Contact a Treasury Management Representative at 817-759-9001 or via EMAIL for more information.

 Click below to check out a few of the products we offer. 


Manage your business accounts whenever you want from wherever you are with free Business Online Banking. View recent transactions, make a payment on your NBT line of credit or loan. Manage multiple business accounts, manage multiple users and their level of access.
Pay your bills online saving time and postage with free Business Bill Pay. Make online payments to vendors or individuals, set up recurring payments, view scheduled payments and payment history. Manage multiple users and choose their level of access.
ACH Origination Services with NBT is a safe, secure way to process electronic payments and deposits. Originate online direct deposits for business payroll, send federal tax payments, create and send regular payments to vendors. Receive regular payments efficiently and effectively with preauthorized debit transactions.
Wire Transfer services allows you to initiate domestic wire transfers quickly and securely online.
Positive Pay is an intuitive Fraud Prevention measure that deters any check fraud on your account. Simply upload your issued checks and our system will automatically cross reference the information to what is presented to NBT. You have the flexibility of returning checks that become an exception due to mismatched information. 
Mobile Deposit for your Business lets you deposit checks directly from a mobile device or smartphone no matter where you are with our free mRDC service. Deposit checks securely as you receive them, manage multiple user access and receive email confirmation of deposits made.
Save time and money when you scan and electronically transmit your deposits from the convenience of your office with a desktop scanner provided by the Bank. Manage multiple user access, receive email confirmation of deposits made, have online access to images, reports and rest easy with the extended deposit cutoff times.

NBT has partnered with an industry leader in electronic processing, BancCard® Merchant Services. Accept payments however your customers want to pay. Merchant card processing will give your business flexible options that meet your unique needs. Whether you have $1,000 or $100,000 in monthly sales, our merchant program will give you the technology and tools that you need to compete with larger retailers at affordable prices.

Make business purchases direct from your account with NBT’s business debit card.