Current Rates
This rate chart contains information about interest rates and annual percentage yields for some of the accounts we offer.
Personal Rates
| Account Product Name | Minimum Opening Deposit | Minimum Balance to Obtain Annual Percentage Yield | Interest Rate | Annual Percentage Yield |
|---|---|---|---|---|
| Personal Savingsb | $200.00 | 2.25% |
|
|
| NOW Personalb Daily Balance of: $1,000.00 and up |
$200.00 | $1,000.00c | 0.15% | 0.15% |
|
Money Market Personalb
Daily Balances of: up to $249,999.99
$250,000.00 and up |
$2,500.00
|
0.25%
0.50%
|
0.25%
0.50%
|
Commercial Rates
| Account Product Name | Minimum Opening Deposit | Minimum Balance to Obtain Annual Percentage Yield | Interest Rate | Annual Percentage Yield |
|---|---|---|---|---|
|
Money Market Commercialb
Daily Balance of:
up to $249,999.99
$250,000.00 and up
|
$2,500.00 |
0.25%
0.50%
|
0.25%
0.50%
|
|
| Savings Commercialb | $200.00 | 2.25% | 2.27% | |
| NOW Commercialb Daily Balances of: $1,000.00 and up |
$200.00 | $1,000.00c | 0.15% | 0.15% |
CDs
| Account Product Name | Minimum Opening Deposit | Minimum Balance to Obtain Annual Percentage Yield | Interest Rate | Annual Percentage Yield |
|---|---|---|---|---|
| 180 Day CDa | $1,000.00 | 3.00% | 3.03% | |
| 12 Month CDa | $1,000.00 |
3.25% | 3.29% | |
| 24 Month CDa | $1,000.00 |
3.00% | 3.03% | |
| 36 Month CDa | $1,000.00 | 2.50% | 2.52% | |
| 48 Month CDa | $1,000.00 | 2.00% | 2.02% | |
| 60 Month CDa | $1,000.00 | 1.50% | 1.51% | |
| JUMBO 180 Day
CDa |
$250,000.01 | 3.50% | 3.55% | |
| JUMBO 12 Month
CDa |
$250,000.01 | 3.75% | 3.80% | |
| JUMBO 24 Month
CDa |
$250,000.01 | 3.00% | 3.03% | |
| JUMBO 36 Month
CDa |
$250,000.01 | 2.50% | 2.52% | |
| JUMBO 48 Month
CDa |
$250,000.01 | 2.00% |
2.02%
|
|
| JUMBO 60 Month
CDa |
$250,000.01 | 1.50% | 1.51% |
IRAs
| Account Product Name | Minimum Opening Deposit | Minimum Balance to Obtain Annual Percentage Yield | Interest Rate | Annual Percentage Yield |
|---|---|---|---|---|
| 6 Month IRA Fixeda | $250.00 | 3.00% | 3.04% | |
| 12 Month IRA Fixeda | $250.00 |
3.00% | 3.03% | |
| 18 Month IRA Fixeda | $250.00 |
2.50% | 2.52% | |
| 24 Month IRA Fixeda | $250.00 |
2.25% | 2.27% | |
| 36 Month IRA Fixeda | $250.00 |
2.25% | 2.27% | |
| Education IRAa | $250.00 |
2.50% | 2.52% | |
| JUMBO 6 Month IRAa | $250,000.01 | 3.25% | 3.29% | |
| JUMBO 12 Month IRAa |
$250,000.01 |
3.00% | 3.03% | |
| JUMBO 18 Month IRAa |
$250,000.01 |
2.50% | 2.52% | |
| JUMBO 24 Month IRAa |
$250,000.01 |
2.25% | 2.27% | |
| JUMBO 36 Month IRAa |
$250,000.01 |
2.25% | 2.27% | |
| 18 Month Variable Rate IRAa,b |
$250,000.01 |
1.00% |
1.00%
|
a) A penalty will be imposed for early withdrawal.
b) The interest rate and annual percentage yield may change after account opening.
c) Daily balance. The amount of the principal in the account each day.
Fees could reduce the earnings on the account.
Interest Rates and Annual Percentage Yields are current as of 02/01/2024.
For current rate information, call (817) 759-9001.