Find the best Savings Account to Drive your Business.
When you own a business, from time to time you encounter a surprise. Some surprises are pleasant, profitable surprises, while others are unpleasant and costly. It is always a good idea to have funds set aside to assist in taking care of those unexpected costly expenses. With a Commercial Savings or a Commercial Money Market account to choose from, NBT Financial savings products will assist you in being prepared. Come see us today so we can assist you in preparing for your next surprise.
| Savings Accounts |
Commercial Money Market ² |
Commercial Savings ³ |
| Opening Deposit |
$2500.00 |
$200.00 |
| Service Charges¹ |
$10.00/Month |
$6.00/Quarter |
|
Minimum Daily Balance*
|
$2500.00 |
$200.00 |
|
Printed Statements
|
Monthly w/Images |
Quarterly |
|
E-Statements
|
Yes |
Yes |
|
E-Banking and Bill Pay
|
Yes |
Yes |
|
Mobile Banking and Deposit
|
Yes |
Yes |
| Interest Bearing |
Yes |
Yes |
¹ If minimum balance is not maintained.
² A $10.00 fee will be charged for each withdrawal in excess of 6 per statement cycle.
³ A $2.00 fee will be charged for each withdrawal in excess of 3 per calendar quarter.
* The Balance is calculated as a minimum daily balance, and is required in the account each day to avoid service changes.
Please refer to your new account disclosures for your current APY or view them on our
rates page.
Ancillary services may be subject to additional terms and conditions and/or fees including service provider and data charges.
