Tablet showing a graph of banking account.

Business Savings

Find the best Savings Account to Drive your Business.

When you own a business, from time to time you encounter a surprise. Some surprises are pleasant, profitable surprises, while others are unpleasant and costly. It is always a good idea to have funds set aside to assist in taking care of those unexpected costly expenses. With a Commercial Savings or a Commercial Money Market account to choose from, NBT Financial savings products will assist you in being prepared. Come see us today so we can assist you in preparing for your next surprise.

Savings Accounts Commercial Money Market ² Commercial Savings ³
Opening Deposit  $2500.00 $200.00
Service Charges¹ $10.00/Month $6.00/Quarter
Minimum Daily Balance
To Avoid Service Charge
$2500.00 $200.00
Printed Statements
Monthly w/Images Quarterly
Yes Yes
E-Banking and Bill Pay
Yes Yes
Mobile Banking and Deposit
Yes Yes
Interest Bearing Yes Yes
¹ If minimum balance is not maintained.
² A $10.00 fee will be charged for each withdrawal in excess of 6 per statement cycle. 
³ A $2.00 fee will be charged for each withdrawal in excess of 3 per calendar quarter.

Ancillary services may be subject to additional terms and conditions and/or fees including service provider and data charges.