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Checking Accounts

See which Checking or Savings Account is right for you.

Some banks have so many different accounts and requirements to avoid service charges and monthly account fees, which can be confusing and costly. At The National Bank of Texas we know what most people want is an account that meets their needs and is simple and easy to understand. We offer several types of accounts for you to choose from based on your needs. In addition, your accounts are easy for you to access 24 hours a day, seven days a week, with our E-Banking (online banking), Mobile Banking (cell phone) or our Telephone Banking. Contact one of our friendly bankers to assist you in opening the account you need today.
Checking Accounts Free Checking Horizon Account
(age 55 & up)
NOW Account
Opening Deposit $50.00 None $200.00
Monthly Service Changes None None $10.00
Minimum Balance To Avoid Service Charge None None $1000.00**
Interest Bearing No No Yes
  • Free E-Banking with Bill Pay
  • Free E-Banking Statements
  • Free Debit Card
  • Free Mobile Banking
  • Free Unlimited Check Writing
  • Unlimited Check Writing
  • Detailed Monthly Statement with images
  • Free E-Banking with Bill Pay
  • Free Debit Card
  • Free Unlimited - Bankstock Checks
  • Free Cashier's Checks
  • $10.00 Discount on Safe Deposit Boxes
  • Detailed Monthly Statement with images for $2.00 monthly fee
  • Free E-Banking with Bill Pay
  • Debit Card available for $1.00 monthly fee
  • An activity fee of $.20 will be charged for each check or debit in excess of 20 per statement cycle
**Minimum balance required in the account each day to obtain the disclosed annual percentage yield.