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Accessing your money shouldn't be complicated.

When choosing a bank, it is important that we take the time to help you obtain the products that best suit your financial needs. You can have all of this at NBT Financial, a local community bank where your funds stay in your community.

We are eager to help you with all of your personal deposit and loan product needs.

Click below to check out a few of the products we offer.


Access your accounts through our free Online Banking secure website anytime, anywhere. Check your account balances, cleared checks, available balance and other transactions. You can transfer between accounts, make loan payments, access your monthly statements and pay your bills.
Bill pay is a free added option through our Online Banking. Bill pay offers convenience and is easy to set up. Pay and track all of your monthly bills, set up one time or recurring payments.  With iPay QuickPay℠, you can use your Alexa-enabled device to pay bills. Ask Alexa to list your payees, make a payment, provide payment history and check scheduled payments.  
Sign up for eStatements with NBT and receive electronic copies of your statements that you can view or print. eStatements are available sooner than paper statements and saved for several months. Access your eStatements using our secure online banking website.
Deposit your checks directly into your account using your smartphone or tablet with NBT's free Mobile App.

NBT offers all our clients the convenience and flexibility of online and mobile banking from your desktop, smartphone, or tablet. Manage your accounts whenever it suits you, from wherever you are in the world.

With P2P you can send money to almost anyone, all you need is an email address or mobile number.
Transfer money between your checking or savings account at NBT and other Financial Institutions with whom you have accounts.